Investment advisors often talk to their clients about "asset allocation" without much explanation. Too bad, because it's worth your while as a retirement investor to understand what asset ...

For instance, a 50-year-old investor with a six-figure portfolio planning on retiring at 65 might opt for a fairly balanced asset allocation of 60% stocks, 40% bonds.

Alternative assets can improve diversification in today’s market environment. Every retirement investor’s unique goals and risk tolerance should shape their asset allocation. Time horizon ...