After steady increases over the past couple of years, certificate of deposit (CD) rates are declining as the Federal Reserve cuts short term interest ... The graph below uses historical FDIC ...

Although higher interest rates make borrowing more expensive, they also mean higher yields on savings accounts, and savers can still make the most of elevated interest rates. See ...

High interest rates have made borrowing money ... it nudges lender confidence and may slightly ease rates. Inflation trends also shape home equity loan rates. "Rates remain elevated because ...

suggesting refinance activity could gain greater traction if rates continue their downward trend. Over 40% of U.S. mortgages were originated in 2020 and 2021, when interest rates were at record lows.

The CPI continues to trend lower in 2025 ... not because the Fed was cutting rates. However, the below chart undeniably shows that periods of high interest rates have often foreshadowed recessions, ...

Follow personal loan rate trends and compare lenders to score a competitive rate. Average personal loan interest rates by credit score A good or excellent credit score may get you an annual ...