A young professional recently asked me how to use a credit card, which caught me off guard. Aren’t we all bombarded with ...

What cardholders may not realize is that most credit card issuers include a penalty annual percentage rate (APR) in their ...

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

Holly D. Johnson is an award-winning writer and personal finance expert who covers a variety of insurance topics as well as general personal finance. In addition to her articles in Forbes, her ...

Cards with intro APR offers feature promotional periods that let you avoid interest charges on your credit card balance — often for 12 to 21 months, depending on the card (we’ve even seen a ...

Credit cards and save you money and earn you things like free travel -- but you have to use them responsibly. Read on for eight must-know facts.

If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.

0% intro APR credit cards offer a designated interest-free period, usually ranging from six to 21 months, on purchases and/or qualifying balance transfers. This allows you to avoid paying sky-high ...

A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

Let’s take a look at the following example. We recommend paying your credit card balance in full each month to avoid interest charges. By doing this, you won’t have to worry about the APR ...