A life insurance retirement plan (LIRP) offers a cash value component that can help supplement traditional retirement savings accounts.

If you’re one of the 51% of Americans with life insurance coverage, you might consider borrowing against your policy if you need quick access to cash. If you’re eligible, a life insurance policy loan ...

Employer-sponsored life insurance over $50K is taxed. The IRS considers excess coverage as imputed income. Imputed income ...

To estimate how much life insurance you should have, add up all of your current expenses, such as mortgage or rent, car ...

Below, we at the MarketWatch Guides team will break down how voluntary life insurance works and when it makes sense. The listings that appear are from companies from which this website may receive ...

An agent or certified financial planner can help you understand your options, how life insurance works, and what's best for your situation. In general, a term life policy is much cheaper than a ...

Some life insurance policies accumulate cash you can use while you're alive. Here are ways your families can use this benefit plus a few things to watch out for.

A life insurance broker works for you. Unlike a captive insurance agent who works for only one specific insurer, a life ...

How life insurance payouts work A death benefit is the lump sum paid out by the insurance company upon the insured person's death. Your death benefit is equal to your chosen coverage amount.

In contrast, life insurance policy loans do not involve a ... winning journalist with nearly two decades in digital media. Her work has been featured in the New York Times, Wall Street Journal ...