4. Setting a PIN. You’ll need to set up a personal identification number, or PIN, for your debit card. This number code — ...

ATM cards are solely for ATM access, but debit cards let you purchase items. When you are managing a bank account with a card, be mindful of overdrawing or potential ATM fees.

There are two types of debit cards: bank-issued or prepaid. You must have money deposited into an account to use a debit card. To activate a debit card, call customer support and set up a PIN number.

A PIN (personal identification number) is a numerical code—typically four digits—used to authorize financial transactions such as debit card purchases and ATM withdrawals.

However, opting for your credit card is typically the safer choice. If there’s fraudulent spending on your credit card, ... When to use a debit card. When you’re at the ATM: ...

That said, there are also some restrictions with debit cards. ... Debit Card vs. ATM Card . While you can use both cards at ATMs to withdraw cash, you can't use the latter card anywhere but an ATM.

You can use a debit card to make new purchases, pay bills and withdraw cash from an ATM, bank or credit union. Debit cards work similarly to cash, where you can’t spend more money than you have ...