4. Setting a PIN. You’ll need to set up a personal identification number, or PIN, for your debit card. This number code — ...

Common debit card fees include monthly maintenance, overdraft, ATM, and foreign transaction fees; prepaid cards may have inactivity fees. Monthly account fees often range from $0 to $25, though ...

ATM cards are solely for ATM access, but debit cards let you purchase items. When you are managing a bank account with a card, be mindful of overdrawing or potential ATM fees.

There's also no cap on the rewards you can earn with the debit card, which is rare among debit cards that offer rewards. [ Jump to more details ] Best for 5% cash back ...

There are two types of debit cards: bank-issued or prepaid. You must have money deposited into an account to use a debit card. To activate a debit card, call customer support and set up a PIN number.

Fidelity Debit Card: This card has no ATM fees and offers unlimited ATM fee reimbursement and charges a 1% foreign transaction fee on withdrawals made outside of the U.S.

ATM/Debit card: You aren’t responsible for any transactions you didn’t authorize You report your card’s loss after someone uses it Credit card: The maximum you might be responsible for is $50 ...

However, opting for your credit card is typically the safer choice. If there’s fraudulent spending on your credit card, ... When to use a debit card. When you’re at the ATM: ...

ATM cards and debit cards, when they’re included with your account, make it easy to withdraw your savings as cash. You can often do this for free at in-network ATMs.

That said, there are also some restrictions with debit cards. ... Debit Card vs. ATM Card . While you can use both cards at ATMs to withdraw cash, you can't use the latter card anywhere but an ATM.

Having your card “skimmed” is one of the biggest scams out there. Knowing how to spot a skimmer can help protect you from using a compromised payment terminal.

A PIN (personal identification number) is a numerical code—typically four digits—used to authorize financial transactions such as debit card purchases and ATM withdrawals.