Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

Home equity loan rates fell this week, leading some prospective borrowers to wonder if it's better than a HELOC now.

Higher interest rates and debt levels, along with pandemic-led disruptions to jobs and incomes, have made it more difficult ...

Home equity borrowing can be more cost-effective than the alternatives, but there are other reasons to shop around.

Among your options are a home equity loan or a home equity line of credit (HELOC) that you can use to pay for significant or unforeseen expenses, including paying down high-interest debt or paying ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Caroline BasileMortgages and Student Loans Deputy Editor Caroline Basile ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access ...

Getting approved for a HELOC or home equity loan isn’t easy, with nearly half of applications denied. Poor credit, a high debt-to-income ratio or a large outstanding mortgage balance may ...

As a homeowner, you likely have a lot more equity in your house than you did just a few years ago. U.S. homeowners gained ...

Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. A cash-out refinance replaces your existing mortgage while home equity ...