Several large U.S. banks announced CD rate increases today—a welcome development at a time when most CD shoppers have been ...

If you have a purchase looming on the horizon, it’s time to take advantage of a hot new offer from Discover. The bank has ...

Looking for a great place to lock up your savings? We've made a list of the best CD rates for today, July 21. Keep reading to find the right bank for you.

APYs as of July 15, 2025, based on the banks we track at CNET. Earnings are based on APYs and assume interest is compounded annually. The national average for a one-year CD is 1.75% APY as of July 15, ...

In January 2022, before the Fed started raising rates, a one-year CD yielded just 0.13% and a five-year CD offered only 0.28%. That said, even a tiny rate increase or cut can greatly impact long ...

The best interest rates on CDs—certificates of deposit—pay up to 9.57% today, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the ...

You can’t grow your CD by adding more to it during its term (unless it’s an add-on CD, which typically offers lower rates). Finding the best 1-year CD rates. When it comes to finding the best ...

If interest rates are approaching a peak, that could mean now is actually the best time to lock in a great CD rate. High-yield CDs today are already among the most lucrative savings options, and ...

No, CD rates have been falling slowly in 2025 – but there’s some uncertainty on what rates will do next. Both national average and high-yield CD rates began to noticeably drop around September ...

CD rates are already starting to fall at several big banks. Here's why now might be a smart time to lock in a high APY while they're still available.

The best local bank CD rate is Linkbank with a 4.50% APY on a ten-month CD with a $500 minimum to earn the APY. If you’re looking for the highest yield, no matter where you live, review the top ...

CD interest rates range from 0.23% for a 1-month CD to 1.32% on a 5-year CD, according to December 2024 data from the FDIC. So, technically, any CD rate over that mark would be considered a good ...