Home equity loan interest rates declined to their lowest point so far in 2025 this week. Getty Images Home equity loan interest rates, already on a slow but consistent decline for much of the last ...

Discover July's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers to find the right fit for your financial goals.

A good credit score (over 750) and spotless financial track record can lower the offered interest rate by a significant amount. Shorter loan tenures receive lower interest rates than longer ones.

The average interest rate on a two-year personal loan is 11.23%, according to the Federal Reserve. But depending on your credit history, income and other factors, you may be able to qualify for a ...

But the rate-setting committee has signaled it will first need to see clear signs that the job market is softening. The Fed’s benchmark rate is set at a range of 4.25 to 4.5 percent.