Banks also have leverage over startups because someone still needs to hold the world ... We are beyond the stage where it’s easy to get impressed by the number of new fintech startups on a chart.

This is where traditional banks come in--with a bank’s reliability and FinTech’s innovation, the two can reinforce each other and become allies. Currently, their businesses do not jeopardise ...

Maintain capital levels in line with the bank's prospective risk, as outlined in its business plan, including a Tier 1 leverage ratio of at least 11% during the first three years of operation; ...

Much of the hype around fintech focuses on what traditional banks do wrong: they’re slow to adopt new technology; they don’t center the customer; they’re too big to respond nimbly to change.

Banks have big data — really big data. Although several fintech startups are exploring big data opportunities, banks still have the upper hand in the big data department. After years of data ...

Banks don’t want to invest in a partnership that might soon end abruptly because the fintech goes under. Ensuring the fintech has sufficient capital on hand and a viable strategy for navigating the ...

These types of measures can improve the predictability and reliability of a program for both parties. Exclusivity. A bank often seeks exclusivity for a fintech’s lending products, and even other ...

A discussion of the evolving landscape for fintech companies seeking to establish new banks or acquire existing banks, including the benefits and drawbacks of each approach, types of available bank ...

Fintech Startup TransferWise Moves Away From Banks Working with banks created problems, especially in the U.S., where money transfers are overseen by each state By Telis Demos ...