If you just have checks, you can use the mobile deposit feature of the Navy Federal app to deposit up ... money from NFCU to ...

including share certificates similar to the certificates of deposit (CDs) available from traditional and online banks. Navy Federal has stricter membership requirements than some other credit unions.

In addition to physical branches, Navy Federal also has a robust online and mobile banking ... which allows members to access their accounts, deposit checks, pay bills, transfer funds and more.

24/7 customer service. No fees to deposit cash at Navy Federal or Co-Op Network ATMs. Cons High opening deposit (up to $255). $29 fee for overdrafts, insufficient funds. Eligibility limited to ...