The nations Unified Lending Interface (ULI) aims to replace traditional credit score checks with alternative data for faster ...

When faced with a financial emergency, personal loans are often the go-to solution for quick access to funds. But what if you ...

New credit: Your most recent accounts determine 10% of your credit score. So, this part of your credit score will suffer if you've recently opened too many accounts.

Pushing back on critics, VantageScore's Chief Strategist and Chief Economist says VantageScore 4.0 boosts competition and predicts risk better than FICO.

The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.

How to easily or quickly increase your credit score. March 26, 2014— -- If you want to use credit or get a loan someday, you should work on raising your credit score. It can take a while to ...