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NerdWallet's free credit score simulator can help estimate the impact of financial decisions on credit. Other tools can help you see where your money is going.

If you have a 600 credit score, you're unlikely to get approved for top-tier credit cards, but you still have good options you can use to build credit. Skip to content NerdWallet Home Page ...

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A 740 score falls into the excellent range. You can get among the very best rates on credit cards and loans. Many, or all, of the products featured on this page are from our advertising partners ...

The average U.S. credit score is 717 for the FICO 8 score and 700 for the VantageScore 3.0. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

A bad credit score generally falls below 630 on the common scale of 300-850. Scores of 630 to 689 are considered fair credit in NerdWallet’s guidelines.

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: NerdWallet is not a bank.