News

The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users' scores ...
Once you've built a nice credit score, chasing more points only gets you bragging rights. How to know when you score's high enough and you can cruise a bit.
From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...
Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...
The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...
If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have ...
Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...
A few decades ago, when the three major credit reporting agencies first adopted the FICO Score, credit scoring was a new and mysterious concept to consumers. Now, there's no excuse for not knowing ...
If you want to work to improve your credit score, it helps to know what exactly goes into determining that number.While the "calculations that produce credit scores are closely kept trade secrets ...
Scores from both models typically range from 300 to 850 and are determined using your payment history, amounts owed, length of credit history, frequency of credit application and credit mix.
FICO and VantageScore credit scores span from 300 to 850. The higher your score, the more likely you are to secure loans, credit cards and financing options with better terms and lower interest ...
Your credit score is a key part of your financial life, but it can be confusing. Two scoring model companies, VantageScore and FICO, provide the majority of credit scores to lenders. It's a good ...