Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt today.

A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

Best . Balance Transfer Credit Cards of May 2025. Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers.; Citi Double Cash® Card: Best feature: 18 ...

Compare Citi balance transfer credit cards to find the best option for your needs. Save on interest and pay off debt faster with the right choice. Citi offers some of the most generous 0% intro ...

When choosing a balance transfer credit card, it is essential to compare interest rates and fees to ensure that the regular interest rate isn’t higher than your current card’s rate.

Balance transfer credit card offers usually come with an interest-free introductory period of six to 18 months, though some are longer. Many credit transfers involve transfer fees and other ...

Learn how to perform a credit card balance transfer—and when it might not be the right move. Skip to Main Content. View our Bluesky Page (Opens in a new tab) ...

Compare balance transfer credit cards based on the length of their introductory offers, their balance transfer fees and other fine print. Apply online. Find the card you want and apply online.

How to transfer a credit card balance in 5 steps. Imagine you have $5,000, $10,000, or any other amount in credit card debt, and your current card charges a high variable APR.

If you open a new balance transfer credit card with a $20,000 credit line, you're now using $10,000 of $50,000 in available credit, lowering your credit utilization ratio to 20%. Speedier Debt Payoff ...

With a balance transfer, you move your credit card debt from a credit card with high interest to your new card for interest-fee payments for a set period of time, often anywhere from 12 to 21 months.