Debt settlement has major risks but can be a last-ditch option for those buried in debt. U.S. News provides advice on which ...

Settling debt on your own also saves you money on fees, since debt settlement companies generally charge 15–25% of the debt ...

The Office of Attorney General will distribute refund checks ranging from $2,850 to $19,998 to harmed customers.

A debt settlement company will pay back $500,000 to people the Pennsylvania Attorney General’s Office says were misled. Attorney General Dave Sunday announced ...

A collection agency can sue over just about ... If you can't afford to pay a lump sum settlement to the debt collector, you can propose a reasonable monthly payment plan instead.

If your debt becomes unmanageable, you may benefit from working with a debt relief or debt settlement company. These firms reach out to lenders and collections agencies on your behalf and try to ...

Also, note that paying a collection account in full may or may ... So, whether you pay in full or negotiate a debt settlement—either on your own or by engaging a debt settlement company ...

Going forward, you make one payment to the agency, and it disburses the money to your creditors based on the agreement the counselor establishes with them. The counselor may also be able to negotiate ...

Use your settlement money to pay off credit card and other debts first. Budget any remaining funds for savings, retirement or ...

Many people see a light at the end of the tunnel with a debt settlement program, though — and indeed, these programs can hold a lot of promise. Three-quarters of participants are able to settle ...

The process of negotiating with the IRS to pay less on your tax debt can be tricky — but these strategies can help.

The process is initiated exclusively at the debtor’s own initiative and requires specific steps and strict deadlines – The ...