Stroup recalls working with clients who refinanced a few payday loans into a single personal loan through a credit union, cutting rates from over 300% down to 11% to 18%. Qualifying for debt ...

What to consider before consolidating payday loans. Consolidating payday loans can be a helpful way to get out of the debt spiral, but there are some things to think about before you commit ...

Payday loans to cover mortgages and car loans are risky. Learn about the dangers of high-interest loans and discover better ways to manage debt.