U.S. Bank: With more than 2,000 branches, this might be the most attractive option for in-person banking. The Bank Smartly Savings account earns a yield that aligns with other high-yield accounts, but you must connect it to a Bank Smartly Checking account or a Safe Debit account. You need $25 as an opening deposit.

Rates on savings accounts are the same compared to one week ago. You can now earn as much as 5.84% on your savings. Searching for an account where you can save for a rainy day or retirement? Here’s a look at some of the best savings rates you can find today.

Here's what both account types could earn with a $10,000 deposit tied to today's available interest rates, assuming the CD account isn't hit with an early withdrawal penalty and that the high-yield savings account rate remains the same for the full six months: