Looking to grow your savings? The best CD rates today are still offering yields up to 5.11% APY — making right now a great time to lock in a solid return.

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

Right now, some of the best 1-year CD rates are hovering around 4.00%. That’s strong -- but possibly not for long.

October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 4.50%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate ...

Right now, the best 1-year CDs pay around 4.00% APY, which means for every $1,000 you deposit, you'll earn about $40 interest. No more stressing about rate cuts or worrying about market movements.

Both certificates and IRA certificates with 48-month terms at Lewis Clark Credit Union earn the institution’s highest ...

June 18, 2025 / 2:37 PM EDT / CBS News A 1-year CD account can still earn savers a substantial return on their money. Getty Images Interest rates will remain elevated for a bit longer.

It's true the year's peak rates on certificates of deposit are behind us, but the advantages of CDs far outweigh rates alone. For one, CDs come with fixed rates that don't change over the life of ...

Last week, CD shoppers had three choices to lock in 4.50% for 1 year. Today, they have two—and one is a new offer. A total of 15 CDs promise 4.50% or more.

The best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. In exchange for a longer lock-in period, investors receive a long-term commitment for a specific rate.

Here's where to lock down the most competitive rates on FDIC-insured CDs with signup in minutes and guaranteed savings into 2026 and beyond. Best CD rates for Wednesday, June 4, 2025 ...

The best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. In exchange for a longer lock-in period, investors receive a long-term commitment for a specific rate.