Debt settlement is a last resort option for someone looking to get out of credit card debt, and there are tax implications ...

Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

If you're struggling with a lot of unsecured debt — like credit card bills, personal loans or private student loans — debt relief companies, also known as debt settlement companies, can ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

By lowering outstanding debt, you can significantly enhance your credit score and overall financial well-being. Debt relief has become an essential tool in personal finance management. Whether you ...

Effective debt relief can prevent late fees, high interest costs, and damage to your credit score. If you are having trouble doing it yourself, you may want to enlist the help of a debt relief ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...