For Anouk, for Timo and for her own future, Ugarte will use her insurance to rebuild. Her late fiancé showed no signs of ill health prior to his death.

Amber Ugarte and her late partner Timothy “Timo” Bailly, who died in 2019, and their daughter Anouk at their Malibu home in 2018. The house was destroyed by the Pacific Palisades fire on Jan. 8.