Perhaps the most challenging requirement is the commitment aspect. Enrolling in debt management isn't just about making the ...

The best candidates for credit counseling include those with high-interest credit card debt who are struggling to pay it down, Nitzsche says. At the same time, credit counseling can help an array ...

Credit counseling agencies charge up to $75 to participate in a debt management plan, as well as a monthly fee that ranges from $25 to $50, depending on the agency and where you live. What credit ...

Debt management programs offer a practical solution for those struggling with unsecured debt. By working with a reputable credit counseling agency, you can consolidate payments, reduce interest ...

Struggling with overwhelming debt? Discover what debt counseling services and credit counselors are and how they can help you regain control of your finances. Learn when it's time to seek ...

At least 54 million U.S. adults have been in credit card debt for the last year according to a new study, and some might still be paying off debt they accumulated during the holidays last year.

Debt counseling, provided by nonprofit credit counseling agencies, offer professional guidance on managing and paying off debt. ... Case study: Debt counseling for $30,000 in credit card debt.

MMI is a Texas-based debt-counseling agency that has served more than 2.5 million consumers, with a focus on dramatically reducing interest rates on credit card debt.