A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.

Ongoing uncertainty could cause rates to stay high, or increase further. For instance, if tariffs cause inflation to reignite ...

With an ARM, many people choose to refinance due to their rate adjusting higher. However, it’s important to remember that ...

Not all mortgages are created equal. Learn the pros, cons and ideal use cases for today’s most popular home loans, so you can ...

Home Loan Rates Slightly Under 7% for Borrowers: Current Mortgage Rates for June 3, 2025 ... A 5/1 adjustable-rate mortgage has an average rate of 6.17% today.

With rates for fixed-rate mortgages in the high sixes, buyers wonder whether an adjustable one may be better. The average rate on a 30-year fixed mortgage was 6.95 percent Thursday — its second ...

With average mortgage interest rates ranging from 6.08% to 7.79% in 2023 and 2024, many held onto their existing loans to avoid higher monthly payments. But the outlook is getting brighter .

Adjustable-rate mortgages have grown in popularity in recent months as borrowers search for affordability relief anywhere they can find it.With rates in the high-6% range on 30-year fixed products ...

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also eased. The ...

Adjustable-rate loans may be the mortgages people love to hate, ... Even when the spread between ARM and fixed rates is low, there are a couple of reasons to consider adjustable home loans.

When the Fed raises rates, mortgage lenders follow suit to maintain their margins. This domino effect means new home loans cost more, and adjustable-rate mortgages reset higher. The math is stark ...

This lender also offers traditional fixed- and adjustable-rate mortgage products, government loans, reverse mortgages, home renovation loans and home equity lines of credit (HELOCs). Best for Non ...