Cancel lost or stolen debit cards ASAP in case of fraudelent charges. Some banking apps allow you to turn off your debit card, but you should still contact the bank to get a replacement card.

Your bank account and associated debit card may also be subject to ATM, overdraft and foreign transaction fees. Some debit cards offer reward programs , typically as cash back.

Bank account fraud can happen through card skimming or when someone steals your debit card. Debit cards don't offer as much protection as credit cards, and you can lose money.