When St. Louis resident David Murray moved out of his apartment two months early, he thought he had done everything right — ...

Then his credit score fell from a near-perfect 815 to a low of 630. The landlord had hired a debt collector to go after the alleged arrears. The collections agency didn’t harass or sue him.

A good credit score typically falls between 690 and 719, while below 630 is considered a bad score. Using credit to set homeowners, renters, condo and mobile home insurance prices is not allowed ...

If it drops from 920 to 630 there's clearly a major issue going on. If it drops from 920 to 910 it's irrelevant. Don't sweat the small credit score moves. You don't have to get your credit score ...