The current average credit card interest rate is 20.35%, ... It’s important for any credit card holder to know their interest rates, especially because APRs are so high.

Credit card rates top 20%. ... “Any credit card holder who finds themselves in financial stress should always contact their card issuer to make them aware of their situation,” Townsend said.

Wallets are cool and all, but a simple, sleek card holder is where it's at. Sorry to bifolds (and, god forbid, trifolds) but it's true! ... The 20 Best Suit Brands for Men.

A joint account holder, on the other hand, is pretty much a co-owner for a credit card account. With a joint account, each party is equally responsible for payment of the balance on the credit card.